ECCB 14Online Magazine

Positioning your Business for Online Success

Establishing a successful online business, and by extension, making money online is not be as easy as most people think. However, the success or failure of your online business ultimately depends on you.

Online marketing can be one of the easiest and most passive ways to make money if you use the right program, work hard, and dedicate enough time towards your business.

You Have to Take Action

You’re never going to earn money online if you don’t take the necessary steps to make it happen. In other words, your online business success depends on what you do as a person.

Online business, just like any different markets, requires your input, time, and patience. You have to accept, listen to what others say about your business and have the will to work on your mistakes. If this sounds like your cup of coffee, keep reading.

Explore Your Options

There is a multiplicity of programs out there that can set you on the right launch pad for online marketing success. Sample all the programs you want to use. Take an in-depth analysis of each program; see what other people have to say about it, the pros and cons not to mention the price.

All these parameters will help you decide the best program that adequately addresses your needs. Again, take your time; it might be a while before you explore all the options available to you.

Unravel the Package

After settling on a particular program, seek to know what precisely it has to offer. Enroll for a trial membership that is mostly free and get a taste of what to expect out of the program you’ve chosen. Bearing in mind that you’re just getting started in online business, you certainly want to maximize on the free offers or keep the costs as low as possible while making the most out of the program for your online business success.

Free or otherwise, your ideal program should equip you with all the information you need to make it online through videos, lessons, detailed guides, and anything else that could prove resourceful.

The program you should offer excellent customer service as well. Are they on hand to answer your questions when you need them? Do they offer live online customer support, and do they have an active community where you can share and have your concerns addressed? Any program that’s running on a legal platform should have these tools in place as a prerequisite for success.

Learn to Measure and Interpret Data

One of the best ways to know where your online business is heading is to perfect the art of measuring and interpreting metrics. For instance, you have to know how long people stay on your website and where they came from before they landed on your site.

On top of that, you must establish the bounce rate to gauge whether it is healthy for your business or not. The idea is to enable you to know what’s going right and the areas that require your attention. The long and short of it is that stats matter since they can help you predict whether you’re achieving your businesses primary goal.

Brace Yourself for Success

After you have settled on a program that sufficiently addresses your needs, it’s time to start working towards establishing your online business. Online marketing success is all about keeping your options open.

Never stop learning because what works today might not necessarily work a year from now. If you come across a program that you feel adds value to your business, don’t hesitate to enroll.

The Bottom Line

Put what you learn into practice, and if you pay close attention to every detail, it’s only a matter of time before you become another online business success story. Keep in mind that the business scene is changing from day to day so you need to know what’s working and what’s not.

Further, be sure to keep an eye on your competitors. The last thing that you want is for your rival to outperform them because you weren’t so keen on how they’re conducting business. Check what they’re doing and take it a notch higher.

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6Reasons You’ll Want to Wear Red Lipstick to Work

red lipstick is not for the faint-hearted. It is bold, makes a statement and gets heads turning. Wearing it to the office always seems like too much of a bold move for many women. But that’s just a myth! You can wear red lipstick to the office on any day. In fact, Vogue made it easy for you by listing down the best red lipstick shades that you can find this year. Still, don’t believe it? Here are several reasons you’ll want Rocking to wear red to work.

Update Your Look

Red lipstick instantly ups your outfit from boring to attention-grabbing. A simple dress could easily turn into a stunner once you slap on some red lipstick. You could be wearing some really boring outfit, but the moment you pout your lips and wear red, the whole outfit looks put together and updated.

The key to wearing red is to never be over-the-top. This means that the rest of your outfit needs to be muted or neutral, especially for work. Avoid wearing reds with patterns and brightly colored clothes as you will end up looking like you’re trying too hard.

Disguise Your Hangovers

This reason to wear red might be a surprise to you, but have you ever woken up after a bad decision the previous night and still had to go to work? Short of drinking gallons of coffee and sporting sunglasses indoors, the best way you can disguise a night of merrymaking is by wearing red lipstick. It throws people off from the fact that your eyes may be slightly bloodshot or that your skin may be blotchy, because it draws attention to your lips, and away from anything else. Studies showed here prove that red lipstick does draw attention to you and boosts your confidence.

It Makes You Look Like You Make an Effort

Imagine rocking a black pantsuit with a white silk blouse underneath and red lipstick for the finishing touch. You’ll definitely receive numerous compliments and it will seem like you made an extra effort to look good. Truth be told, you may have just randomly chosen the outfit but to your colleagues, it will seem as if you woke up on time, exercised, had a healthy breakfast, wore your clothes and waltzed into work ready to take on the day.

There Are Countless Shades to Choose From

There is no one-size-fits-all shade of red to suit every skin tone, although Mac’s Ruby Woo is a favorite for many ladies. There are red lipsticks that have orange hues and others that have blue undertones. There are shades suited for pale, olive and dark skin tones. Every skin tone has an undertone which could be warm, neutral or cool. Warm undertones work well with shades that have oranges in them, while cool undertones are best paired with reds with blue undertones.

You will also find that lipsticks come in different formulas as seen on can choose from matte, to glossy to semi-matte. The texture of the lipstick has nothing to do with your skin tone, and more to do with personal preference.

It Emphasizes Your Body Language

Frustrated that your boss or colleagues aren’t taking you seriously? Wear red lipstick. Body language experts claim that wearing red draws attention to your mouth, thus increasing the chances of you being heard. Have a presentation to make and really want to make an impact? Wear red lipstick. Want to command more attention by oozing confidence? Yes, you guessed it. Wear red lipstick.

Red Lipstick Never Goes Out of Style

Just like the little black dress that can be dressed up and down and is a closet must-have, red lipstick joins the ranks of the items that every woman should own. The fact that it can be worn to the office, to a party, and to a meeting with friends, shows how versatile this lip color is, and it will never go out of style. It is a timeless lip color that has been worn since the ’60s and will continue to stick around in the years to come.

In conclusion, red lipstick should never be reserved for night outs with your significant other or other special occasions. Break the norm by wearing red to work, every day if need be.

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Remove Facial Hair – Nice and Easy!

Almost everyone has facial hair; it can be on the chin, eyebrows, cheeks or upper lip, but just because it is there does not mean that it is wanted, especially in today’s “picture perfect” society. Different people choose to approach the issue of facial hair in different ways: it is a personal choice whether to accept it or get rid of it. If you are bothered by your facial hair, here are five safe ways you can use to get rid of it:

1)    The Laser hair removal way

Laser hair removal is one of the safest ways used by thousands to get rid of unwanted facial hair. Of course, the word “laser” might send some chills down your spine, but this method of hair removal has been tested and proved to be safe and effective: Laser treatment offers longer lasting results than other hair removal methods.

Laser hair removal utilizes a laser machine to “shoot” a specific wavelength of light onto hair follicles, thus damaging them in the process. The principle behind this treatment is that damaged hair follicles do not grow back as quickly as healthy ones; therefore people who use this method may not experience new hair growth in almost six months, and in some instances the results are permanent.

What makes laser hair removal safe is the fact that it is a non-invasive treatment, which means that there is little damage or side effects. The laser machine is also quite precise, only focusing on hair follicles. Therefore, there is no damage to the skin.

While this form of ‘treatment’ is quite effective, you will need to undergo several sessions to kill the Hair Follicles completely. These sessions can be costly for some people; however, if you compare the long-term or “lifetime” cost of other options such as waxing, you will realize that laser treatment is a money-saving and time-saving alternative.  While you are still thinking of laser treatment, visit Fashion Gone Rogue to find out more on the benefits of laser hair removal and why it would be an excellent option for you.

2)    Wax facial hair off

One common and safe way of getting rid of facial hair is waxing. There are two waxing methods used for facial hair, the use of soft wax, where hairs are applied hot wax then a cloth strip is used to pull the hair out. The other method is the use of hard wax, whereby warm wax applied on the hair is left to harden then pulled out on its own (with hair) after it has hardened. If you are thinking, “ouch!” you are right. Waxing can be very painful, especially on the face where hairs are fine and the skin more sensitive. Waxing can also lead to ingrowth hairs when not correctly carried out, which may lead to skin inflammation.

3)    Tweezing

Tweezers are a standard “cosmetic tool” found in most homes, and thus tweezing is the easiest method used by most peopleto get rid of unwanted facial hair. However, tweezing is only useful in small localized areas like on the chin or eyebrows. The method can also be painful for some people.  It is also essential to make sure that the tweezers are sterile before you start plucking hairs away, to avoid getting a skin infection.

4)    Use of depilatory creams

There was a time when the use of depilatory creams was the least favorite hair removal method for most people, due to their pungent scents and the harsh chemicals in some of them. However, this is no longer the case due to the introduction of safe and fragrance-free depilatory creams. All you need to do to get rid of your unwanted hair is to apply the cream on your desired area and wipe it away with the hairs after some few minutes. If you decide to use these creams, you should do a patch test to make sure that you’re not allergic to some of the chemical components in the cream. Depilatory creams also don’t offer long lasting results such as those offered by laser hair removal.

5)    Shaving

While shaving using a razor may not be a popular way of getting rid of facial hair, it is still one of the safest options used by some people. Hairs cut using a razor may feel pricklier as they grow, as shaving cuts the hair follicle into half as compared to the other options mentioned above which either destroy the follicle or remove the hairs from their roots.  Shaving is also a temporary solution, and you may always have to shave new hair growth.

Imagine you are getting ready for a date or event, and you notice an unruly hair or hairs sticking out from your chin! Yes, the sight would probably bother you, and you may find a quick solution, which might not be safe for your skin. You can spare yourself from the pain and probably side effects of an unsafe hair removal technique by opting to use one of the safe ways of getting rid of unwanted facial hair described here.

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Put Wrong Fuel in Car? Here’s What You Should Do

Put Wrong Fuel in Your Car

Motorists put the wrong fuel in their cars all the time. Okay, that’s a bit exaggerated. Still, statistics indicate that drivers in the United Kingdom make the mistake every three and a half minutes. Of course, wrong fuelling is bad. Theoretically, it is like emptying a can of something marked “poison” into your body.

However, you don’t have to panic if screw up. What follows is a rundown of tips to get you sorted if you happen to be part of the statistics.

…But first, how big of a deal is it?

Why is pouring the wrong fuel into your car get you worried? Well, because petrol and diesel interact differently with your auto’s engine and by extension, the entire fuel system.

See, diesel is a lubricant. What this implies is that it travels through the engine before getting burned. On top of that, it helps all moving parts (between the engine firing and fuel tank) do so smoothly.

Petrol, on the other hand, is a solvent.  Unlike diesel, it will not lubricate the parts. In fact, it does quite the opposite. And, that’s the primary reason you have to top up your petrol engine with oil for additional lubrication.

With that in mind, it is easy to see why wrong fuelling can spell disaster for your car. More specifically, petrol will not lubricate your diesel engine. Also, diesel cannot fire your petrol engine because it requires an entirely different combustion temperature.

So, What Should Be your First Response?

How you react a few minutes after you realize what you have done will have a significant impact on how long it will take to solve the mess. So what do you do? Nothing! Yes, leave your car the way it is.

The first thing that you’re likely to do is to panic. Then you’ll ignite the engine and try to drive off. Never do that!

The damage begins to spread as soon as you turn on your car. The pump is moving the fuel through the pipes, all the way from the tank to engine, screwing everything up. But, if you don’t ignite your vehicle, it means that the fuel will remain in the tank. By extension, the damage will be limited to a specific part of your auto instead of the pump and the engine.

 How Can you Fix the Problem?

Start by securing your car. Of course, the next step is to repair it. Here’s a list of ways to deal with the issue. Keep in mind that the idea is to ensure that the fuel gets out of the tank as soon as possible.

Tow and Repair the Car Yourself

You can tackle the problem if you know how to do it. It is essential to mention here that you can only take this route if you have the experience and hands-on knowledge. You want to be sure of what you’re doing not to aggravate things even further.

Tow and Garage Drain

This is an excellent option if you have started your car and the fuel has gone into the engine and pumping system already. The only problem with this option is that it is relatively expensive in comparison to other methods. Also, it might take a while before completion of the process.

Besides, some garages may not have the tools required to assess the damage properly and replace the parts on the spot.

Use a Fuel Recovery Service

This is the best way to handle the situation. There are a host of mobile drain services that can bring special vehicles straight to your car irrespective of your location. These have powerful pumps that attach to the fuel tank. They will suck out the wrong fuel, leaving the tank empty.

The beauty of using a fuel recovery service is that it fast and doesn’t cost as much. Moreover, the fuel lines will get flushed with the correct fuel and a solvent that will dissolve the wrong fuel immediately. Even then, you may have to take your car to a garage to have your filters replaced.

Not every mobile drain company will get the job done though. You’re better off with a reputable, experienced company. That way, you can be sure to have the problem sorted and most importantly get value for your money.

On that note, visit to discover Fuel Doctor and how they can help put your car back on the road if you put wrong fuel.

In Conclusion

There’s every probability that you will put the wrong fuel in your car soon all later.  But, you don’t have to worry about it if happens. You only need to know what to do and where to ask for help.  The info provided above will indeed come in handy.

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Advantages of the Jeff Maid Agency

If you have no experience hiring housekeeping services, then rest assured you aren’t the only one who would think it is a daunting task. Perhaps one of the main reasons for the anxiety associated with hiring someone from a maid service would have to be the fact that you are essentially inviting a complete stranger into the most intimate areas of your home. Luckily, however, there are companies that realize that professionalism is the key when it comes to offering a maid service. They realize they need to go the extra mile when offering housekeepers that are the best match for your family.

The Jeff Maid Agency of Singapore is one such organization, and they want to exhibit a number of positive characteristics to demonstrate they are heads and shoulders above the competition. First of all, the main goal of the Jeff Maid Agency is to help you find only the best domestic help. They are able to do this because their company has a rather unique background. After you have reached a full understanding of this background, some of the individuals affiliated with this domestic servant company truly believe that you will never go with another domestic help company ever again. Consider some of these points:

The founder of this domestic agency is formerly an officer of the Ministry of Manpower in Singapore.

This is very important because one of the main missions of the Ministry of Manpower is to be dedicated to finding only the best workforce and to develop the best workplace for the people of Singapore. One of the main characteristics of this organization would be in holding all of the powers that be accountable for the type of work they do. Thus, because the founder of this company has this type of background, you can definitely rest assured that he will stop at nothing to make this domestic services agency only has the best housekeeping staff available for your disposal.

This company realizes that not all needs are created completely equal. 

One of the main differences between this domestic cleaning agency and their competitors would be the fact that this cleaning agency realizes that not all customers want a housekeeper of Singaporean heritage. There are some who want a Chinese housekeeper; some who desire an Indian housekeeper; some might want a housekeeper of Sri Lankan heritage; and still some might want a Burmese maid or a Filipino maid.

 Tips You Can Consider to Help Us Meet Your Housekeeping Needs

Our agency will go the extra mile to help you find the best domestic help for your situation. Of course, there are some ways that you could make our job a little bit easier. Knowledge is power, as they say, and the more we know about your current situation the better off we will be at helping you find only the best quality help for your particular situation. Here are some questions you should ask of us and and of yourself in order to find the best quality housekeepers possible:

Do I need a maid who is good with children? 

If I have a large family with lots of children, it would definitely be important to get a maid who has good character references regarding being good with children. This means that I will probably be looking for a maid that either has experience working with infants, caring for toddlers, or babysitting and providing entertainment for older pre-pubescent kids.

Do I want a new maid or a more experienced one? 

Indeed, there are advantages to either path. First of all, with a new maid the home resident is more likely to be able to fully train the maid in the vision they want them to go. However, an older maid is more likely to be experienced and able to run a tighter ship.

Does the maid agency I am going with have a “maid search” feature on their website? 

One of the hallmarks of a good maid agency would be in realizing that many clients are very picky when it comes to the type of maid they want to hire. This agency also realizes that everyone’s needs are going to a bit difference. This agency has no problem helping you find a maid that is relocatable as well.

If you are looking for a company that will deliver all of this and more than look no further than this agency. They will treat you right throughout the whole entire process.

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Retro-Bit Super RetroTrio Plus Review

If your plan or desire is to get rid of the many boxes in your home, then now could be the time to consider getting a clone console.

In 2014 the Super Retro Trio was released by Retro-Bit and it is an ingenious clone system designed to play Genesis/Mega Drive, SNES and NES cartridges.

It was launched before the Retron 5, and we could say that it was overshadowed with this launch. However Retro-Bit with their zeal to see the concept thrive, decided to equip the system with an HDMI output, which has been linked to higher definition and more crystal clear graphics.

Well, I must say that I am impressed with the output of the game so far.

Talk About The Design

The design of the Super RetroTrio Plus has so much physical characteristics with the Super Retro Trio. The white and black box is made of plastic. It has 3 cartridge slots for the Genesis/Mega Drive, SNES and NES.

Beside the cartridge slots are a reset button and a 4-way sliding switch. The function of the switch is to power the system and then to switch the games from G/MD, SNES to NES. The game is quite bulky anyway.


The Super Retro Trio Plus is quite tough when playing classic games, although it is essential that you ensure that the cartridges are working perfectly.

If it has been a long while that you played the game or maybe you just bought one, it is advisable to swab the cartridge contacts with isopropyl alcohol or cotton swabs.

If what you got is a 3.8mm Gamebit, ensure that the cartridge is opened up so you could confirm if the contacts are cleaned thoroughly and also if the game board components are working perfectly.

Graphics and Gaming

I tried to play some games on the system and I must say the controls are so responsive as well as the animations.

I tried testing with some game of the RetroTrio Plus. On the SG Sonic & Knuckle and Bubsy, for the NES, I played the Blaster Master and for the SNES, Super Mario All Stars. The graphics in all were superb the High Definition was so fascinating.

Flexible and Affordable

With the 720p HDMI upscaler, the game is perfect upgrade of the SuperTrio. This makes the games on NES look so sharp on modern Televisions, although the 16-bit games appear a little bit soft.

The Perfect choice

With its competitive price and the presence of the 2 controllers and its compatibility, the RetroTrio might come as the best choice for any game player at this moment


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How to Spice your Website

How to Spice your Website

So you want to improve how your website looks? Perfect! All you need to do is to learn a few tricks here and there. Here’s a rundown of the most basic.

Check Out Pixel Bin

See, you will need premium Photoshop Documents to spruce up things on your website. More than that, you may want coded web GUIs to improve the user’s overall experience. In most cases, you might have to part with some money to get these. However, you can visit PixelBin to download premium PSD and coded GUI resources without paying a cent! How nice!

Develop a Plan

Sure, you want to give your website a facelift but don’t do it without a plan. Determine which pages your visitors are going to view and the content you want them to read.  What do you want to convert with your content? Do you need to create a sales funnel and so on? In short, it is all about getting answers to the right questions and most importantly in the correct order.

Clean your Website

What’s on your site can lower the value and make the message you are trying to convey ambiguous.  So, be sure to get rid of complex animation and stock images. You may want to get rid of content that is too long as well.

Statistics indicate that your audience is likely to pay attention to a specific page of about eight seconds, so your first impression has to be on point.  Consider using images only where needed and divide your content into different sections.

Include Share Buttons

We are living in an era of social media so you should make your content sharable. Include social buttons on your website at the top or bottom of your blog post. Think of these as simple, no pushy tools that allow you to share your content across multiple social media platforms.

Call to Action is Essential

See, driving visitors to your website is hard. You should, therefore, make sure that they know what to next after landing on your site. In other words, you must provide a sense of direction. You will do this by placing the call to action buttons strategically within your site. Again, it is critical to mention at this point that you shouldn’t spam your website with lots of call CATs.

Use the Right Images

The images that you use on your site must fit the type of message that you are trying to convey.  You can choose from a host of free photos. The idea is to bring a sense of realism to your marketing efforts.

The Bottom Line

You don’t have to be a web designer to change how your website looks. Still, you must get well acquainted with what you need to do to make sure that you get the desired results. Don’t forget to make sure that your site is easy to navigate.

The last thing a visitor wants is a site that looks disorganized or with a confusing navigation interface.

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Precautions When Investing In New Markets

Precautions When Investing In New Markets

If you have some money and are looking for an area to invest in, you can explore new markets that are not so much crowded. You may have heard of success stories where shrewd investors stake in new markets and move to the next when the current one becomes flooded. You can also join such a market if you are not scared of the uncertainties of such markets. The cannabis industry is such a market that has been in existence for a long time, but its commercial bit started attracting investors in the last few years. The following are some of the precautions to take to succeed in this market.

Invest in market research

Some entrepreneurs anticipate the views they can rake in a new market and forget to carry out due diligence. You have to identify your target customers and their feeding habits. For instance, when you take CBD products, do your target market have the purchasing power? What are their takes on the general cannabis industry? Do not be misled by the success of other people in different regions because buying habits are not the same. You have to understand the demographics and do some basic analyzes to determine whether your products will sell or not.

Understand the legalities in the new market

The problem with new markets is that most of the times there are few guidelines on how you should conduct your business. Some of the mistakes that you make while in the early stages of your business might come to haunt you later. For instance, the regulations in the cannabis market differ from one region to the other. You should thus seek legal advice from different stakeholders to ensure that you are on the right track. Check out what applies in your area and keep yourself updated on the unfolding in this area as well.

Identify potential collaborators

Exploring and making it in a new market all on your own is not a walk in the park. You may need some hand-holding or even partnering with some other players if you want to make a difference and realize your goals. Still, on the cannabis market, you should be looking for organizations such as CBD Trust – a partner you can rely on that will give you all the information you need on this market. Such a partner will go a step further and review various products and provide buying information to make your experience worthwhile.

Focus on creating a brand

When most people enter an emerging market, they offer products without any differentiation. The reason behind this trend is because there is not much competition in the early days. However, you should focus on building your brand which will make it hard for new entrants to displace your authority in the market. Keep up with the current trends and learn what is selling and what is not. Ensure that your products are unique and something that fulfills customers’ needs. Invest in innovation and be the first one to roll new products.

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Daytime Naps and Massage Could Aid Memory and Learning

Daytime Naps and Massage Could Aid Memory and Learning

Sleeping for 45 to 60 minutes during the day can help improve learning and memory by up to 5 times according to a study published in the journal Neurobiology of Learning and Memory.

While this is not the first time napping is being linked with enhanced memory performance, the latest study seeks to reveal exactly how naps affect the brain to trigger this outcome.

Alex Mecklinger, the lead author of the study and his team of researchers, requested 41 participants to take part in the project that led to the new revelations.

Memory and Reading

The researchers revealed 90 single words and an additional 120 unrelated pair of words to the participants and requested that each subject memorizes the words.

According to the researchers, the unrelated pair of words was shown to reduce the likelihood that the participants may remember the words if they used them frequently in their daily engagements.

Mecklinger explains that showing the participants familiar words would have taken away the essence of the research. He adds that by using a strange combination of words such as milk-taxi, the volunteers would be forced to use the particular memory of the related episode in the hippocampus.

The Test

Later on, the participants were subjected to a memory test to see how many words they would recall. Twenty-one participants were then asked to take a nap of up to 3 hours and the rest told to watch a DVD.

Sleep Spindles

The team then studied the brain activity of the sleeping subjects through electroencephalogram (EEG) with a particular emphasis on sleep spindles. Sleep spindles are activities that take place in the hippocampus, the brain’s region that is essential for the consolidation of memory.

Mecklinger and his team say that they suspected that during sleep spindles, certain types of occurrences consolidate in the hippocampus.

After 3 hours of sleep and watching the DVD all the participants were subjected to the same memory test to see how much each group could remember.

The team established that the subjects who napped for about 40 to 60 minutes remembered the word pairs by fivefold compared to their counterparts who watched the DVD.  The researchers further noted the memory of the group that took a nap was as good as it was when they first undertook the test.

The team also says the improved memory recall and learning are directly related to a higher number of sleep spindles in the EEG. It is, therefore, correct to argue that sleep spindles play an essential role in improving memory, the researchers conclude.


On top of that, Mecklinger and his researches claim that massage can help active cells in your brain and by extension, improve your memory as observed in all the participants.

Foot massage, to be specific, triggers an increased flow of blood throughout your body, improving your overall alertness. Sounds interesting, right? Sure. And now, you can view a great collection at Free Your Spine of the best foot massagers on the market. And the beauty of it is that you don’t have to leave a hole in your wallet to own one. Nice!

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What is Comprehensive Coverage?

Comprehensive coverage, also known as “other than collision” or simply “comp” covers your vehicle for physical damage brought about by anything else other than collision including;

  • Theft
  • Vandalism
  • Glass damage (broken windshield)
  • Damage resulting from hitting an animal or bird
  • Damaged caused by falling objects or missiles
  • Fire
  • Floodwaters
  • Damage resulting from severe weather
  • Damage from natural disasters such as hurricanes, tornados or wind storms

Cost of Comprehensive Coverage

There are a couple of factors that determine the cost of your car’s comprehensive insurance such as:

  • The value of your auto
  • Age of the driver
  • Where you will drive your car
  • Driver’s experience
  • Estimated annual mileage

While these may be the benchmarks for determining the cost of your auto’s comprehensive coverage, it is advisable that you shop around before settling for a particular insurer. Different insurance companies will have varying rates, and you may also consider comparing quotes online to find the cheap insurance that still caters for your needs. After all, you want a cover that will take care of your needs at the lowest possible premium.

Comprehensive Coverage and Deductibles

Most comprehensive coverage policies come with a deductible. For starters, the deductible is the amount your insurer requires that you pay out of your pocket if your car gets involved in an accident. Most of the times, the value of your car determines how much deductible you will pay – therefore the higher the car’s worth, the higher the deductible.

If you are looking for ways to save on your comprehensive coverage premium, you may opt for a higher deductible. However, it is essential that you gauge your ability to afford the deductible for settling for a specific amount. Keep in mind that most companies will not take up your claim unless you pay the deductible. Nonetheless, some insurance companies offer zero deductible on comprehensive coverage, so you need to check with your insurer.

Who Needs Comprehensive Coverage?

Comprehensive coverage is not mandatory in any state. Most states are concerned about the liability coverage. However, if your plan to use your car for leasing or if it is under a financing plan, the funding company will ask that you buy comprehensive coverage. You may also want to insure your vehicle comprehensively as a protection measure against possible losses.

Go for an Affordable Financing Plan

Picture a scenario where you have bought a second-hand minivan under financing, for instance. At the very least, you need to make sure that you will still have your minibus on the road even after a fatal crash. Failure to get a comprehensive cover, therefore, means that you will have to service the loan with no vehicle to show for it. Speaking of financing, be sure to visit to discover a reasonable loan scheme that can allow you to own a second-hand van without straining your wallet.

In Conclusion

If your car is old, you may choose not to purchase the comprehensive coverage. Insurance experts recommend that you take a comprehensive cover if your vehicle is worth over four thousand dollars.

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Signs Of A Terrible Pet Owner

Signs Of A Terrible Pet Owner

It is the desire of every pet owner to give his or her pet the best treatment and have a good time. However, this is not always the case because some people do not know the basics of good parenting. Remember that the day you decide to bring a pet into your life, you assume all the responsibilities that come with this undertaking. The idea of parenting may differ from one person to the other but there are some features that will always stand out. So, what are the common mistakes do people commit? The following are some signs that you are a terrible pet owner.

You have no idea of foods that suit your pet

Nutrition plays a very important role in the growth of your pet and you should thus pay attention to what you feed your pet. If you are the kind of person who picks any food at the store just because it is labeled pet food, then you need to change. You have to know what suits your pet based on breed, activity level, and body mass. You may require to consult a nutritionist to guide you on this if you are not sure about what suits your case best.

You do not create time for your pet

When was the last time that you spent quality time with your pet? If the answer is that you cannot remember, then just know that you are on the wrong track. Spending time with your pet should be your top priority because it makes him or her social. Take your dog for a walk regularly and let him enjoy meeting new friends. You can even play some games while you are at home and improve the bond between the two of you. Do not lock your pet inside the cage all day long and expect him or her to be social among people.

You wait until sickness symptoms show to visit a veterinary

The bad thing is that a pet cannot talk to express how he or she is feeling. It is your duty to observe the behavior and ensure that there are no abnormalities that might point to a disorder. You can note the mood of your pet and body movements to determine whether anything is amiss. Have regular checkups with a veterinary who will keep the medical history of your pet. You can even have a thermometer at home to check body temperatures.

Safety of your pet is not your priority

There will always be weather variations all year round and you should thus ensure that the habitat is conducive for your pet. At times it will be very hot while at other times it is so cold which is not good for the health of your pet. Your dog or cat deserves a safe habitat irrespective of the weather condition. Do not worry if you have no idea on what to buy for your pet because you can check this amazing deal at for all your needs.

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Instagram Post Ideas

For many small and medium business owners, there is no secret to the fact that they need to build a presence on Instagram to get to their social media marketing goals.

After you sign up and set up the profile, you are faced with a huge hurdle: what should you post on Instagram? You realize that after putting up various posts, you still get zero or minimal likes.

You aren’t alone in this, because it is a huge challenge generating a steady stream of useful content for your Instagram account. Furthermore, studies show that you need to at least post more than twice every three days to stay relevant. The good news is that you can approach the posts on Instagram in various ways to make sure you keep the content fresh and your audience engaged.

Today we look at what you can post on this platform with ideas on how to create a schedule that will breathe some life into your Instagram content strategy. Read this blog post to understand various ways to promote your Instagram posts.

Show Your Products

Images and videos that depict your products represent one of the easiest ways to start generating likes on your Instagram account. Make sure you take high-quality images so that you can drive sales and promote the brand on Instagram.

You can feature images that show your products alone or feature them in use along with complementary products. Get creative with these posts so that you get maximum ROI on them.

However, you need to execute the product posts the right way so that you don’t come across as spammy. Make sure they project the right features and use interesting captions instead of just using the name of the product and a few hashtags thrown here and there.

Take Users Behind-the-scenes

Followers love it when you take them behind the scenes. Doing this creates a lot of transparency that makes the user get to know more than just what you post each day. It gives your posts a humane touch and builds trust as well. The good thing is that the images you post in this category don’t have to be so polished as the other images.

Go Live

Live video also represents a good post that can help you build the relationships with the customer fast. It makes everything authentic, and users get to interact with you in real time. The good thing is that the followers will get notified when you go live so that they can start listening in and getting involved.

You can also decide to add the live video to a series on Instagram Stories, which is another way to get additional content with a lot of social proof.

For best results, you need to announce in advance to your audience that you are planning for a live video so that your followers get to know when to tune in. Additionally, have a plan and do enough practice before you go into the recording. Make sure you give your audience at least a few seconds to join by having a preamble before you begin.

Try to be in an area that has good lighting and little or no background noise.

Repost Content from Your Users

User-generated content is one of the best persuasive content you can use, and your followers will love to see it on your account. It shows that you are engaged with your audience to great lengths, and can be a great way to pull in some more followers.

In Closing

Take time to understand your content strategy and how it can work for you. If you are on Instagram for more business, then use these strategies discussed here to allow you to get more likes for your posts.

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Working Remotely: What You Need to Know

It takes time to run a company, but when you do, it is profitable for you. One of the ways to run your company in the current economic environment is to opt for workers working remotely. This means that you allow your employees to work away from your office. How does this work?

Understand Your Niche

You need to understand the industry you are working in and then look at some of the tasks that can be handled remotely. Each company has different needs, and with the right strategy, you can fulfill these needs without having workers on your premises.

One of the ways to understand this is to look at what your competitors are doing. If they are using workers spread all over the world, then you can also allow your works to do the same.

Have a Strategy

Before you allow your workers to work remotely, you need to have a strategy in place. The strategy needs to tell your workers what they are supposed to do at that time. For instance, you need to delegate the tasks depending on the skills of each worker.

Additionally, you need to come up with deadlines so that you have a specific time when the tasks need to be submitted to the supervisor.

The strategy should have a clear line of communication so that you know who is who in the whole hierarchy.


For a remote work strategy to be successful, you need to have a platform through which your employees can communicate. Many people have been using emails for several years, but this isn’t so successful compared to a collaboration platform.

You need a platform that will allow you to delegate tasks, give out deadlines and even monitor the progress of each task. You can see when the person gets online and when they go offline, and you can call for a conference meeting where you discuss issues as a team.

Having such a platform might seem like a hard task for most companies, but when you work with a professional web design company that has various years of experience behind it, and then it is a no-brainer. All you need to do is to submit the various requirements and spell out what you need, and soon you have your platform up and running.

The Benefits

So, why should you opt for a collaboration platform overuse of emails?

It Is More Robust

With a collaboration platform, you are looking for a way to expand the number of employees without having to create extra emails. All you need is to send them to the registration page, approve their join requests and you are done.

With this platform, you can decide to add as many numbers of people as you wish.

It Is Cost Effective

With more and more companies setting up, the aspect of getting more space in the same office building is becoming a mirage. With tiny spaces, you need to either move to a bigger office (which might fill up soon) or have to build your office far from the city center.

With remote working, you get to save on the need for space. What you need to do in such a scenario is to have a central place that you can receive information from the employees who are working remotely and then submit it to the various departments.

With the reduction in cost comes more profit for the company, because you can divert the saved cash to better aspects of the business.

Easy To Collaborate

Have you ever wished to work on a certain project with the whole team without the need to meet in the same room? This is very possible with a collaborative platform. All you need to do is to set up the platform the right way so that you can invite attendees to the discussion at the tap of a button. The platform allows you to create groups as well as delete them, giving you all you need to collaborate better.

Final Words

When it comes to working remotely, you need to have the right tools and a platform that can help you do it. Take time to understand the needs of the company before you come up with the right platform.

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Top 4 Instagram Best Practices Experts Haven’t Told You

A visual social network provides a unique opportunity to help you advertise your products or services to people beyond borders. With the rise in e-commerce, you have the perfect opportunity to get more customers and build a customer base that you won’t even believe.

Why Should You Consider Instagram Advertising?

Every advertising platform gives the marketer unique advantages that might help him align with broader campaign goals. As a visual network, Instagram is all about giving you a platform that you can express yourself in a different way. It offers you more inspiration, new strategies and better branding.

With a business that looks to tell the customer new stories each day, Instagram gives you various tools to use for your campaigns. The image-centric nature of the platform makes it perfect for capturing the attention of the consumer in a way that customers are looking for, and in a way that other platforms might not match at all.

So, what should you consider when going into Instagram advertising?

Maintain a Consistent Tone

Make sure the tone you adopt for your ads matches closely with the brand. For instance, make use of the same terminologies in your captions. Having consistency in tone reinforces the experience a user has with your brand, and it also helps your customers to relate to the brand and identify with it easily.

Have a Consistent Presence

Just like a physical store, you need to make sure you offer the customer a consistent presence on the platform. This means you need to give them a sense of your business, what you offer, the location and the opening hours. You can do this by feeding your customers with content regularly and consistently. The flow of content needs to match with your availability.

Don’t post content when you aren’t available to answer questions that the customers will direct to you.

Leverage Instagram Tools

You need to take control of the various tools that Instagram offers to your business. Among these tools is the shopping option that is available to Instagram business accounts. If you are running a personal account, then you need to switch it to a business account so that you can advertise your products and give the buyers a chance to purchase them right off Instagram.

You also need to use the analytic tools that Instagram offers, especially to businesses and brands. Explore each tool to understand what kind of analysis it provides, and what information you get in return before you go ahead to use it.

Using these tools helps you to know what to do and what not to do to grow your Instagram account. Knowing what to do helps you expand your reach. Fred Harrington talks about this aspect of any Instagram advertising process, and the results are all about becoming more visible on the platform.

Aim for Conversion

There is nothing as frustrating as putting in all your efforts only to get a few likes and followers. The aim of Instagram advertising is to get the word out about your products and services. This word is supposed to bear fruits in the form of conversion. Conversion is simply selling more to buyers, or convincing more people to subscribe to a service.

The adverts you put up need to help you get more loyal followers as well. With a tailored campaign on the platform, this is possible.

The Lowdown

Instagram success is all about achieving the goals you set out to achieve. One of the ways to do this is to advertise on the platform. This is imperative if you are selling a product or offering a service to the users.

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Instagram Marketing for Night Clubs & Bars

With over 60 million images uploaded on Instagram daily, Instagram is a channel that you can use to let users share pictures of your establishment. And since the platform is more mobile based, it is the best option to engage users when they visit your bar and the only access to the internet is through their mobile phones.

Now that you have signed up for an account on Instagram, what next?

Know What to Upload

As a nightclub, you need to know what photos to upload to capture the interest of the audience. The photos you choose need to be relevant to the establishment.

Top considerations include copies of banners, posters or newsletters that you have come up with. You can also post pictures of patrons that have come to the bar on a certain day (with their permission of course). You can also post images of the DJ, musician, live band, dancers, and bartenders.

If you hold a contest, post images of the winners and their prizes. If you have VIP rooms, give the users a peek into the glamorous ambience that makes up these rooms.

Use the Right Hashtags

When it comes to making sure the content you share is discovered, you need to add in some hashtags. Hashtags act like keywords to make your content get discovered.

If you don’t know what to look for in terms of hashtags, visit the page of a competitor and find out what kind of hashtags are trending. You can pick a few general hashtags from his page and use them on your posts as well. Additionally, come up with hashtags that are specific to your nightclub. Incorporate the name of the club to make it easy for patrons to find you.

Have Contests to Entice the Audience to Share Images of Yoru Nightclub

One of the ways to get more followers and retain the ones you have is to run a contest. The contest should make the audience to share images about the nightclub on Instagram with certain hashtags. This means that a person must visit the bar to take a photo, which in turn translates into more business for your establishment.

The gift can be anything from a gift voucher to a drink or cash. To make the contest more appealing, you can share the photos of previous winners of the contest with their prizes to show that it isn’t a scam at all.


Don’t be so focused on sharing images that you forget to talk to your audience. Instagram is a social media platform, and you need to take it this way at first before anything else. So, get the audience talking by posting questions, asking for suggestions and coming up with engaging posts.

Post a picture and tell the audience to caption it. This starts off a conversation that you can follow and moderate.

Use Re-gramming

Re-gramming is to Instagram as retweeting is to Twitter. Search for images that are tagged at your location and the ones that use your hashtags. Share these images with your followers. This tells the customer that you took time to appreciate his post, and it builds loyalty among the customer.

Use a Bot

Since you won’t have the time to post regularly, you can come up with relevant content and use a bot to schedule the posts. Using bots highlighted on Medium gives you fast Instagram growth like no other. Make sure you choose the right bot to enjoy the benefits.


Use these tips to make sure you have the best Instagram experience not only for you but your customers as well.

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